As a student, finding the right credit card can be challenging, especially when you’re looking for one that offers rewards for travel. Fortunately, there are several options available, including the Discover It Credit Card, Discover Student Card, Chase Freedom Student Credit Card, Chase Student Credit Card, and Bank of America Customized Cash Rewards for Students. In this article, we’ll take a closer look at each of these cards and help you find the best one for your needs.
Discover It Credit Card
Discover It Credit Card is an excellent option for students who want to earn rewards while building credit. This card offers 5% cashback on rotating categories that change every quarter, including gas stations, grocery stores, restaurants, and more. You can earn up to $1,500 in cashback each quarter by activating the bonus category.
Additionally, the Discover It Credit Card offers unlimited 1% cashback on all other purchases, and Discover will match all the cashback earned during your first year as a cardholder. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 14 months.
Discover Student Card
The Discover Student Card is another excellent option for students who want to earn rewards. This card offers 5% cashback on rotating categories that change every quarter, just like the Discover It Credit Card. You can earn up to $1,500 in cashback each quarter by activating the bonus category.
Additionally, the Discover Student Card offers unlimited 1% cashback on all other purchases, and Discover will match all the cashback earned during your first year as a cardholder. There’s no annual fee, no foreign transaction fees, and a $20 statement credit each school year for a GPA of 3.0 or higher.
Chase Freedom Student Credit Card
Chase Freedom Student Credit Card is an excellent option for students who want to earn rewards for their spending. This card offers 1% cashback on all purchases, with the potential to earn up to 5% cashback on select purchases each quarter. Additionally, new cardholders can earn a $50 bonus after their first purchase.
Chase Freedom Student Credit Card also offers a $20 statement credit each school year for up to five years when you maintain a GPA of 3.0 or higher. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 15 months.
Chase Student Credit Card
Chase Student Credit Card is another great option for students who want to earn rewards. This card offers 1% cashback on all purchases, with the potential to earn up to 5% cashback on select purchases each quarter. Additionally, new cardholders can earn a $50 bonus after their first purchase.
The Chase Student Credit Card also offers a $20 statement credit each school year for up to five years when you maintain a GPA of 3.0 or higher. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 6 months.
Bank of America Customized Cash Rewards for Students
Bank of America Customized Cash Rewards for Students is an excellent option for students who want to earn rewards for their spending. This card offers 3% cashback in a category of your choice, including gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. You can also earn 2% cashback at grocery stores and wholesale clubs, and 1% cashback on all other purchases.
Additionally, the Bank of America Customized Cash Rewards for Students offers a $200 cash rewards bonus after you make $1,000 in purchases in the first 90 days.
Best Student Credit Cards for Travel (Continued)
There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 15 billing cycles. Bank of America also offers a 10% bonus when you redeem your cashback into a Bank of America checking or savings account.
BofA Student Credit Card
Another great option for students is the BofA Student Credit Card. This card offers 3% cashback in a category of your choice, including gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. You can also earn 2% cashback at grocery stores and wholesale clubs, and 1% cashback on all other purchases.
Additionally, the BofA Student Credit Card offers a $200 cash rewards bonus after you make $1,000 in purchases in the first 90 days. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 12 billing cycles.
Citi Rewards+ Student Card
The Citi Rewards+ Student Card is a unique option that offers rewards for everyday purchases. This card rounds up your rewards points to the nearest 10 points on every purchase, making it easier to earn points quickly. You can earn 2X ThankYou points at supermarkets and gas stations for the first $6,000 spent each year, and 1X ThankYou point on all other purchases.
Additionally, the Citi Rewards+ Student Card offers a 10% bonus on your redeemed points for the first 100,000 ThankYou points redeemed each year. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases for the first 7 months. Please visit official website, now click here.
Wells Fargo Cash Back College Card
The Wells Fargo Cash Back College Card is another option for students who want to earn rewards for their spending. This card offers 3% cashback on gas, grocery, and drugstore purchases for the first six months, and 1% cashback on all other purchases.
Additionally, the Wells Fargo Cash Back College Card offers a $200 cash rewards bonus after you spend $1,000 in purchases in the first three months. There’s no annual fee, no foreign transaction fees, and a 0% APR on purchases and balance transfers for the first six months.
US Bank Cash+ Visa Signature Card
The US Bank Cash+ Visa Signature Card is a great option for students who want to earn rewards for their spending. This card offers 5% cashback on two categories of your choice, including restaurants, department stores, electronics stores, and more. You can also earn 2% cashback on gas, groceries, or drugstore purchases, and 1% cashback on all other purchases.
Additionally, the US Bank Cash+ Visa Signature Card offers a $150 cashback bonus after you make $500 in eligible purchases in the first 90 days. There’s no annual fee, no foreign transaction fees, and a 0% APR on balance transfers for the first 12 billing cycles.
Conclusion
As a student, finding the right credit card can be a daunting task, especially when you’re looking for one that offers rewards for travel. However, by choosing one of the cards we’ve outlined above, you can earn rewards while building your credit and enjoy other benefits such as no annual fees, no foreign transaction fees, and low introductory APRs. Remember to always use your credit card responsibly and pay off your balance in full each month to avoid accruing interest charges.
FAQs
- Can students with limited credit history get approved for these credit cards?
Yes, most of the credit cards listed above are designed for students with limited credit history. However, it’s important to note that your approval will depend on your credit score and other factors, such as your income and debt-to-income ratio.
- What is the best way to use a student credit card for travel rewards?
The best way to use a student credit card for travel rewards is to make sure you’re earning points or cashback on every purchase you make. Use your card for everyday expenses such as groceries, gas, and dining out, and redeem your rewards for travel-related expenses such as flights, hotels, and rental cars.
- Are there any drawbacks to using a student credit card for travel?
One potential drawback is the risk of overspending and accruing debt. It’s important to set a budget for your travel expenses and only use your credit card for purchases you can afford to pay off in full each month.
- Can I use these credit cards to build my credit?
Yes, using a student credit card responsibly and paying off your balance in full each month can help you build your credit history and improve your credit score over time.
- What should I do if I have trouble making payments on my student credit card?
If you’re having trouble making payments on your student credit card, it’s important to contact your card issuer as soon as possible to discuss your options. They may be able to work with you to set up a payment plan or offer other solutions to help you manage your debt.